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Protiviti’s professionals help specialty financial services organizations address their specific risks, resulting in improvements to capital management, liquidity and operational performance.
Financial services is comprised of many different industry sub-segments. Beyond banking, brokerage, asset management, insurance and real estate, a financial services organization may also be involved in both regulated and unregulated specialty-type businesses, such as loan origination and/or pool acquisition, servicing, securitization and leasing.
In addition to the traditional financial services-related challenges, these businesses are often subject to unique risks and scrutinized requirements. For example, the global credit and economic crisis has resulted in a major decline in the saleability of loans in the secondary market. As a result, there is a renewed focus on proactively managing operations risk, concentration risk, repurchase risk, regulatory risk and liquidity. Many firms are now faced with modeling highly illiquid securities in their retained portfolios for lack of a market-driven valuation benchmark. Similarly, those organizations that continue to originate loans in the primary market must do so in a more cautious and controlled manner. The firms who best address these challenges across their front, middle and back-end processes to maximize efficiency and effectiveness will survive today’s challenging business climate and flourish as the financial markets stabilize and improve.
Our professionals bring significant operational and tactical loan origination, servicing and securitization knowledge to your organization. We can help you manage exposure to the mortgage and asset-backed lending and securities markets through an array of professional services that enhance efficiency and mitigate the risks within your organization's most significant processes.
Our capabilities include:
- Credit and Market Risk Management
- Due Diligence Services
- Business Process Improvement
- Technology Risk Management
- Financial Reporting and Accounting Compliance (including Sarbanes-Oxley and IFRS)
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